Say What You Mean

Do what they say, say what you mean
One thing leads to another
You told me something wrong, I know I listen too long
But then one thing leads to another.

–        The Fixx: One Thing Leads to Another

One thing does lead to another, especially when it comes to expectations being met or unmet.  During the past few weeks I’ve been let down by one vendor, had my positive expectations met by another vendor, and had my expectations exceeded by yet another vendor.

First, I’d like to talk about the let down.  I’ve been looking at getting a new smartphone.  I’ve had my Motorola Cliq for about a year now and, despite repeated promises that the OS for it would be upgraded from Android v1.5 to at least v2.1 (the latest is v2.2), nothing has happened.  I heard that my mobile company would soon be offering a phone that interested me.  They even have a web page dedicated to upcoming information on this particular phone.  The page says “Sign up to stay in the loop”.  So I sign up.  I don’t get a confirmation e-mail, but that is ok.  Then, last week, details on the phone are announced.  The problem is that I read about it on a tech web site.  That’s right, no e-mail from my phone company. Apparently, I’m not yet in the loop!  I go back to the web page to see if it has been updated. Sure enough, there is now a photo of the phone, but no other feature details!  I just don’t get it.  You have potential customers that are interested in an upcoming phone. They have signed up for information and expect to be “in the loop,” yet they have been ignored and, instead, the information is announced only to some reporters?  After that, I gave up waiting for the details and instead purchased a phone from another manufacturer!

Now for the good example.  As anyone with teenage boys probably knows, the latest video game in the Halo series was released this week (on Tuesday at 12:01 am.)  I admit that my son and I are fans of the series.  I pre-ordered a copy from Amazon, as they promised to deliver it on release day.  Sure enough, it showed up on Tuesday, as promised.  This is exactly what I expected, as previous pre-orders of popular items (such as the Harry Potter books or more recently “Mockingjay” of the Hunger Games book series) also showed up on release day.

Coordinating shipping so that everyone gets their book or game on release day is, I imagine, a whole lot more complicated than sending an e-mail to announce a new phone!  My cell phone company wasted a marketing opportunity and, while their goof did not cost me anything and I still use their service, I do feel that they tarnished their reputation and will think twice before signing up for any of their promotions.

Now, most merchants do not have the size and resources of Amazon or a phone company.  That being said, whatever you promote and announce, you should deliver.  And, because you are a small business, you can deliver that “personal touch” that larger companies cannot.  A recent example of a business that exceeded my expectations came when I recently ordered some snorkeling equipment online for a family vacation.  The equipment came as expected, but inside was a handwritten note thanking me for the order and wishing me a wonderful snorkeling experience!  I was so impressed by this simple, yet thoughtful gesture that I had to immediately show my wife the note!

Do what you say you are going to do is good advice for all merchants.  If you can’t deliver on your shipping, return, or privacy policy, don’t display those promises.  It’s always better to meet expectations (even if they are a little lower) and sometimes exceed them than to meet them most of the time (even if they are a little higher) but occasionally fall short.  Set your bar at the appropriate level and you and your customers will both have a positive experience.

Keep it Secret, Keep it Safe

“Keep it secret, keep it safe”

–        Gandalf from the movie Lord of the Rings

Just like Gandalf instructed Frodo to carefully guard and protect the ‘One’ ring, merchants are expected to protect their shopper’s credit card information.  The Payment Card Industry (PCI) has standards that all of us (merchants, hosting providers, shopping cart vendors) must follow.  In fact, there is a validation process that carts like ShopSite have to be independently audited for.  Even if you are using a validated application like ShopSite, there are still configuration options that you must use (such as using SSL/https) if you accept credit cards in your cart.  For more information on configuring ShopSite to support PCI, see the online help.

Of course, even the most secure manner of entering and storing credit card information is not safe if you allow everyone at work the opportunity to access or print out the information.  Even storing the data unencrypted on your pc for later processing is dangerous.  The best way to protect a shopper’s credit card is to never have access to it.  For example, if you use PayPal Standard, PayPal Express, or Google Checkout, the shopper enters their credit card information directly on PayPal’s or Google’s servers and you never see the credit card information.  Even if you log into your merchant account (virtual terminal) on PayPal or Google, you cannot see the shopper’s credit card information.

PayPal and Google are great options for protecting both the shopper and the merchant (see Don’t Tug on Superman’s Cape), but many merchants also want to directly take credit cards with their cart.  By default, if you set up a payment gateway like Authorize.Net AIM, ShopSite encrypts the credit card information, which can then be securely viewed in the ShopSite backoffice (merchant interface.)  Of course, the shopper’s credit card information can now be accessed, which is what we are trying to avoid.  In the ShopSite backoffice, under the Orders tab, click the Security button and then the Credit Card Storage button. From here, you can instruct ShopSite not to store the credit card information.  Now, when a shopper securely enters their credit card information in the shopping cart (using SSL), it is sent to the payment gateway without being stored in the ShopSite orders database.  Just as you bill for the order in Google Checkout using the virtual terminal, you can do the same thing in your payment gateway’s virtual terminal.  And, likewise, you never need to access the shopper’s credit card information.

Note that, from a PCI point of view, entering a credit card directly in your shopping cart does involve your server, even if it is just long enough to send it to the payment gateway.  So, your online store does have access to the credit card, if only for a millisecond and you still need to follow PCI guidelines for your server (having your sever scanned for vulnerabilities, etc.)

There are two payment gateway integrations in ShopSite where the credit card information is entered directly on the payment gateway’s server.  First, there is Authorize.Net with the SIM api.  When the customer goes to enter their credit card, they are clearly taken away from your cart to the Authorize.Net server (similar to PayPal Express) and then returned to your cart once the credit card information has been entered and validated.

The other solution is Braintree, where, to the shopper, it looks like they are entering credit card information into your cart, but it is actually being entered on the payment gateway’s server.  In either case, the merchant never has access to the credit card and it never touches the merchant’s server.

Whatever methods you use, you can’t be more secret or safe than not having access to the credit cards in the first place!

More on Female Shopping Styles

Last week, I wrote about Male Versus Female Shopping Styles and came away with the conclusion that both genders want deals.  As I was thinking about the research that indicated that women are gatherers and like to browse, I wondered what effect, if any, such information would have regarding online selling.  I did some more research and discovered some articles that highlight the following:

  • A majority of women actively read e-mail newsletters.
  • While women use Facebook and Twitter, and like receiving offers from merchants, those channels do not influence their buying decisions as much as product reviews or friends.
  • Women like to talk about products, so contests and special offers should be used and promoted on Facebook, Twitter, and other channels.
  • Women pay more attention to the terms of a sale, as well as the return and shipping policies.

While it is interesting to learn about a particular gender’s shopping behavior, it is also useful to know that adding features that are of more interest to one gender does not “turn off” or negate the shopping behavior of the other.  Of course, this assumes that you are following best practices, like allowing (male?) shoppers to opt out of your newsletter campaigns.  While details such as adding a clear link to your return policies may be more important to women, it can still be useful to a significant number of men and is certainly not an impediment to them purchasing.

The bottom line is to use all of the features and channels at your disposal.  Do not underestimate the value of features like e-mail campaigns or, as trivial as it might seem, clearly explaining shipping policies.

As for web site aesthetics (color schemes, font selections and sizes, etc.), that is a whole other matter with, I’m sure, lots of different opinions regarding men, women, and age.  Sounds like a good thing to research for a future blog!

For more on female shopping styles see:

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